Here is the latest conversation I had with money manager Andrew Horowitz…. new insights for anyone who invests in anything. This week the highlight is a discussion about the Apple stores and their success. Interesting!

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Right click here and select ‘Save Link As…’ to download the mp3 file.


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  1. J says:

    Both of you should know better than to use Tort reform as an excuse for high medical costs. Anyone that has done even 10 Minutes of research should know that is a HUGE lie. Most claims that lack evidence of error are denied.

    “Payment of claims not involving errors occurred less frequently than did the converse form of inaccuracy — nonpayment of claims associated with errors.When claims not
    involving errors were compensated, payments were significantly lower on average than were payments for claims involving errors ($313,205 vs. $521,560, P = 0.004). Overall, claims not involving errors accounted for 13 to 16 percent of the system’s total monetary costs. For every dollar spent on compensation, 54 cents went to administrative expenses (including those involving lawyers, experts, and courts). Claims involving errors accounted for 78 percent of total administrative costs.” –New England Joirnal of Medicine 2006

    How much are your hands worth? How much is your voice or vision worth? How about your cognitive ability? If a doctor makes a mistake that takes them away from you and keeps you from making a living as you do now how much should that cap be? What about a child? If a doctor makes a mistake that takes the life of your child, how much should that cap be? No one thinks people should get compensation if the doctors didn’t make a mistake and for the most part they don’t. But telling someone who has lost a child to malpractice that their child is only worth $240,000 is insulting and cruel! If you use the logic most Republicans use for crime….. Shouldn’t these high penalties reduce the number of occurrences therefore it is good to have high penalties?

  2. Alex Returns says:

    I am big fan of this blog, but since a couple of weeks this guy Guilherme Cherman has been trolling posts on a daily basis including fake comments.

    I have googled him and discovered that is a brazilian teenager with big “opinions” about usa politics and has written an electronic book called “Ganhe Dinheiro Com Seu Blog – Guilherme Cherman” translated: make money with your blog, which is an idiotic manual of dirty tricks to catch clicks and make money with publicity.

    Please Mr Dvorak or Uncle Dave stop this nonsense spam and suggest him to put back his inane “posts” in one of the many blogs he has in Brazil.

  3. BigBoyBC says:

    Guilherme Cherman is a refreshing change to this site. He’s getting under the skin of the looney left and is a good balance to several other of the editors.

    His critics can’t stand the heat they themselves dish out with great relish.

  4. Breetai says:

    Just thought of some food for thought regarding Microsoft and Netflix.

    Netflix is the only big time service using Silverlight. Makes more sense behind that the more ya dig into it.

  5. ECA says:

    Good news or BAD news, as long as corps STICK to the rules of business, generally things mellow out.

    I still say that the money lost was virtual, and there want anything to loose.
    NOW we throw money at it, and it goes away?? and they PAID a good share back, ALREADY??

    As to a solution to MOST of the problem of money.
    Its to big, and has been going on to long to change EASILY.
    we have gotten used to PUSHING PRICES.
    Corps found out, they DONT need to pay for anything. About 1985-90.
    Introduction of NEW products USED to start at a FAIR price and slowly fall. NOW they start at WOW!! and slide down 10% at a time after 3-6 months..
    Innovation and Ideas have been STOMPED.. There are to many MINOR copyrights that cover so much. That making anything is hazardous to the MAKER. AND its a good reason to have them made OUTSIDE the USA.
    Look at the auto industry. They have so many copyrights to design and construction of the AUTOMOBILE that any concept you come up with, they will STOMP on it, and you.
    And you would THINK that with all that knowledge they could MAKE a decent car/truck?? ANd that means THAT they WONT make a decent vehicle. AND as to that computer MODULE in cars. ANY programmer worth his abilities, can tell you. They could make a MODULE that would AUTO SET to any vehicle, and you would only need 1 for ALL CARS, and NOT a new one for every car. AND that it shouldnt COST $200-1200 to FIX/exchange/buy a NEW ONE.

  6. Hugh Ripper says:

    The Microsoft Media centre / XBox thing fails because, in typical Microsoft fashion, they bust your balls by making you go to websites and enter codes and shit to set it up. I lost interest at the first barrier that they put in my way.

  7. #2 alex..cite the “inane” posts. I have seen only a couple that are weak. And, yes, he does try to get readers. Which are inane?

  8. Regarding, “there’s no relief”:
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    It’s taxation without representation.

    The banks are the new IRS.


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